Banks in Ghana offering business loans with flexible terms  

There are several banks in Ghana where businesses can apply for loans. Business leaders who are looking for financial institutions to apply for loan must look no further but have a critical look at this article put together by this website.

Interested persons must as well note that availability and terms of loans can change over time, so it is recommend that they contact the banks directly or visit their websites for the most up-to-date information. Here are some of the prominent banks in Ghana that have been known to provide business loans:

Ghana Commercial Bank (GCB Bank):

GCB Bank is one of the largest and oldest banks in Ghana. It offers a range of business loan products to cater to different business needs.

Stanbic Bank Ghana:

Stanbic Bank provides various business financing solutions, including working capital loans, asset finance, and trade finance services.

Ecobank Ghana:

Ecobank offers different types of business loans, such as short-term loans, overdraft facilities, and trade finance solutions.

Agricultural Development Bank (ADB):

ADB has a focus on agricultural and agribusiness financing, offering loans to support farmers and agricultural-related businesses.

Fidelity Bank Ghana:

Fidelity Bank provides business loans for various purposes, including capital expansion, working capital, and asset acquisition.

Zenith Bank Ghana:

Zenith Bank offers business loans to support growth, working capital needs, and various business projects.

Universal Merchant Bank (UMB):

UMB provides a range of business loans, including term loans and revolving credit facilities, to help businesses achieve their goals.

Access Bank Ghana:

Access Bank offers business loans and financing options for various sectors, including SMEs and corporate clients.


CalBank provides business loans and credit facilities to support businesses in different industries.

Republic Bank Ghana:

Republic Bank offers business loans for different purposes, including expansion, equipment purchase, and working capital.

Please keep in mind that lending policies, interest rates, and loan terms can vary among these banks. It’s essential to thoroughly research and compare the offerings of different banks to find the one that aligns with your business’s specific needs and financial situation. Additionally, consider consulting with financial advisors or experts who can provide guidance tailored to your business’s circumstances.

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